- What is the structure of UBA's issued share capital?

With effect from 24 July 1991, UBA has one class of ordinary shares, denominated in 50 kobo each. Each share has the same voting rights at annual general meetings and other shareholder meetings.

- Where are UBA's shares listed?

Currently UBA shares are listed on the floor of the Nigerian Stock Exchange. UBA also has an unlisted GDR (Global Depository Receipt) programme currently administered by the Bank of New York Mellon

- When did UBA merge with STB?

The merger between United Bank For Africa Plc and Standard Trust Bank Plc came into effect on 1 August 2005.

- What happened to my STB stock following the merger with UBA in August 2005?

Two STB ordinary shares of 50 kobo each were exchanged for one UBA Ordinary share of 50 kobo each as contained in the scheme of merger approved by the shareholders.

- When is UBA’s Annual General Meeting?

The Annual General Meeting of UBA Plc holds at the end of every financial year. The policy of UBA is to hold its AGM as soon as the financial results have been audited and approved by regulatory authorities. With the recent change in financial reporting period to December, it is expected that the AGM would hold between March and May of every year, barring all unforeseen circumstances.

- When does UBA report its financial results?

UBA's financial year-end was originally March of each year. After the merger of UBA and STB, with effect from 1 August 2005, the bank's financial year-end was changed to September. However, with the CBN policy on uniform year end, the reporting period is now December. In addition, UBA reports interim results of the group every three months to the Nigerian Stock Exchange and to shareholders in the Nigerian Press within 15 days after the expiration of the reporting period.

- What is the basis of preparation of UBA's financial statements?

UBA's financial statements are prepared in accordance with all relevant local Statement of Accounting Standards issued by the Nigerian Accounting Standard Boards as well as circular guidelines of the Central Bank of Nigeria on the treatment of specific accounting issues. In addition to the local reporting standards, the financial statements will be prepared in line with the International Financial Reporting Standards (IFRS).

- Who is UBA's independent auditor?

The current independent auditors of UBA are:
Messrs PriceWaterHouse Coopers (Chartered Accountants). Having acted as auditors for over ten years, the prior auditors was disengaged in line with a new policy of the Central Bank of Nigeria (CBN)

- Does UBA pay dividends?

UBA has paid dividends consistently on its ordinary shares every year. UBA's board believes in rewarding shareholders for their continued support and resolves to paying dividends when the bank reports profits

- In which currencies does UBA pay its dividend?

Dividends are declared in Nigerian Naira.

- Who do I contact if I have an enquiry relating to my shareholding regarding, for example, transfers of shares, change of name or address, or lost share certificates or dividend cheques?

Any enquiries of this nature relating to your shareholding should be directed to the Registrars who can be contacted at the addressed below:

Relationship Management Unit
UBA Registrars Limited
Raymond House
95/105 Broad Street
Lagos, Nigeria
Email: registrar@ubagroup.com
Telephone: +234-(0) 14612376
www.ubaregistrars.com

- Who do I contact if I haven’t received my dividend entitlement advice or my dividend payment?

Any enquiries relating to the non-receipt of your dividend entitlement advice or dividend payment should be directed to the Registrars:
Relationship Management Unit
UBA Registrars Limited
Raymond House
95/105 Broad Street
Lagos, Nigeria
Email: registrar@ubagroup.com
Telephone: +234-(0) 14612376
www.ubaregistrars.com

- Can I receive my cash dividend directly into my bank account?

Yes, you should contact UBA Registrars in order to set this up:
Relationship Management Unit
UBA Registrars Limited
Raymond House
95/105 Broad Street
Lagos, Nigeria
Email: registrar@ubagroup.com
Telephone: +234-(0) 14612376
www.ubaregistrars.com

- What is the position regarding taxation of dividends?

The current tax legislation requires that a withholding tax of 10% is deducted at source from all dividend payments

- How and when can I get a copy of UBA Financial annual report and other financial information?

Financial Highlights
Results Announcements
Annual Reports

- How do I buy or sell UBA shares?

You can buy or sell shares through UBA Stockbrokers:
UBA Stockbrokers Limited
Customer Services
UBA House | 10th Floor
57, Marina
P. O. Box 2406,
Lagos, Nigeria
Email: ubastockbrokers@ubagroup.com
Telephone: +234-1-2808919
www.ubastockbrokersltd.com